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12606 Hillmeade Station Dr, Bowie, MD 20720

1,581 ft2

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Your homeowners insurance may cover your roof replacement if your home has sustained damage within the past 2 years.

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Price range for Asphalt Shingles

$7,200 to $12,400

Aside from square footage, slope, and complexity of your roof, there are other price factors such as quality of materials, if your roofer is using all required materials, the type of warranty you are getting from the manufacturer, and if your roofer is a skilled or unskilled installer. Click here to get an exact quote from us, the team at Capitol Improvements. Quotes are Free and good for 12 Months.

Your monthly payment could be $99 to $124.

Based on 8.99% APR for 144 months, no money down financing.

Learn about 0% APR for 24 months

Let’s find out if your home will qualify for a roof covered by insurance.

Enter accurate information to schedule your free storm damage inspection.

We’ll check weather data to see if your roof could be covered by insurance.

Melinda will call you to schedule your exact price quote, and if storm data in your area is found, she’ll notify you to schedule a free storm damage inspection. We’ll be with you in every step of the process.

Have questions? Call us directly at 301.769.6909

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Serving MD, DC & VA

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How to Get Insurance to Pay for Your Roof Replacement

Sarah Kessler

Small model of a home in need of a roof replacement with coins stacked in front of it

The roof is your home’s first line of defense. In recent years, homeowners have increasingly turned to their insurance companies for roof replacements, mistakenly treating their policies like home-maintenance plans. However, as we move into 2025, insurance providers are significantly tightening their criteria and making it clear: a homeowner's policy is not intended to cover standard wear and tear. Find our how you can get insurance to cover the cost of a roof replacement and learn about alternative options.

But roof replacement insurance is a complicated topic especially in 2025. And it isn’t always easy to tell whether your home insurance will cover the cost. So how do you get insurance to cover the cost of a roof replacement?

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In this article: 

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Weather in Maryland

Raining this week

It’s a good time to leakproof your roof.

Minor leaks can turn into major issues quickly, don’t wait until you have to replace more than your roof. Request your free quote to quickly get a roof repair or a new leakproof roof.

Get a Free Roof Quote

Tips to Manage Roof Leaks

1. Credit and loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. 8.99% to 14.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment terms vary from 12 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed.